First Empire has unique insight into the investment needs of the banking industry. We recognize that banking clients are concerned with attracting new customers and remaining competitive. We also realize the importance of earnings management and increasing overall net worth. We have hundreds of banking clients nationwide that depend on our expertise to develop their growth strategies. That is why we invest in resources and provide solutions that are specifically tailored to the investment needs of the banking industry.

Financial Strategy Group
Our FSG analytics team will evaluate the potential challenges and opportunities in the direction of your growth objectives. We utilize decades of experience and insight into the banking industry to assist you in making sure your goals become a reality.

We use in-depth reporting and analytics to consider key factors when assisting in the development of long-term, strategic growth and earnings objectives:

• Deposit Pricing
• Strategic Use of Capital
• Competition
• Loan Growth
• Liquidity Strategy
• Risk Management

Office of Regulatory Affairs
Former Office of the Comptroller of the Currency (OCC) National Bank Examiner Prescott Ford provides First Empire's clients with consultative services regarding your asset/liability management and investment policies, regulatory guidance, examination support, and board presentations.