The Office of Regulatory Affairs
provides our clients with consultative services regarding asset/liability management and investment policies, regulatory guidance, examination support, and board presentations.
Our Office of Regulatory Affairs has the experience and
in-depth knowledge to assist you with your regulatory needs.
. Charles Felker has over 40 years of experience with the regulations that govern financial institutions, including being a former National Credit Union Administration (NCUA) Chief Investment Officer. He has addressed the NCUA, Federal Reserve Bank Management School, and other regulatory bodies on various fixed income products
Prescott Ford, CFA has 20 years of experience in the
regulatory/compliance examination sector. He was a commissioned National Bank Examiner with the Office of the Comptroller of the Currency (OCC) for 13 years where he performed capital markets, credit and other examinations for institutions of all sizes, across the U.S.
Anna Slaughter is a former Principal Examiner for the National Credit Union Administration (NCUA), where she led and worked on complex examinations of state and federal chartered credit unions in New York, Texas, Minnesota, Oklahoma, Maine and Louisiana.
We are dedicated to the regulatory awareness and education of institutions.
Regulatory Updates, Educational Seminars, and Webinars
Regulatory updates to aid in the regulatory compliance process
Commentaries on proposed regulations and their affect on the institution's asset/liability management, investment, and liquidity management policies
Educational seminars based on your specific needs
Free periodic webinars on current regulatory developments
Board, ALCO, and Senior Management Presentations We offer presentations customized for your institution on many topics including:
Available Regulatory Services offered through our affiliate, Balance Sheet Management Services*:
Regulatory Consultation*Comprehensive consulting services regarding your asset/liability management and investment portfolios, in the eyes of regulators and examiners.
Examination support (before, during, and after exams)
Resolution of significant examination concerns
Examination appeal assistance
Guidance regarding policy statements and regulations
Asset/liability management assessments
Detailed contingency funding plans
Chartering, including expansions and mergers
Policy Reviews and Revisions* Assists institutions with an in-depth understanding of their policies, placing consideration towards the available opportunities, regulations, examiner comments, and the monitoring tools needed to be competitive in today's market environment.
Asset Liability Management (including Interest Rate Risk) Policy
Liquidity Management/Contingency Funding Policy
Concentration Risk Policy
Loan Modification and Troubled Debt Restructuring Policy
Loan Participation Policy
Assisting the institution in establishing or structuring an Asset/Liability Management Committee (ALCO)
Assisting the institution in establishing risk limits
Providing telephonic consultation during review process
Developing ALCO summary report to monitor ALM guidelines
Available over the course of the year to help answer ALM regulatory questions